Terms of Service

**Create Wealth Network Inc.

Terms of Service (Effective January 1, 2026)**

1. Acceptance of Terms

These Terms of Service (“Terms”) govern your access to and use of all websites, platforms, events, programs, services, and offerings operated by Create Wealth Network Inc. (“Create Wealth Network,” “CWN,” “we,” “us,” or “our”).

By accessing our website, registering for an event, purchasing a program, becoming a referral partner, or engaging with our services in any way, you agree to be legally bound by these Terms and our Privacy Policy.

If you do not agree, you must not use our services.


2. Eligibility

You must be at least 18 years of age and have the legal capacity to enter into a binding agreement under applicable Canadian law to use our services.

By using our services, you represent that you are acting for business, professional, or personal development purposes.


3. Our Services

Create Wealth Network provides, but is not limited to:

Business education and coaching programs

Live and virtual events (including The Business Stage)

Sponsorship and branding opportunities

Referral and commission-based partner programs

Digital content, tools, and resources

We reserve the right to modify, update, or discontinue any service at any time without notice.


4. No Guarantees or Earnings Claims

Create Wealth Network does not guarantee:

Business success

Income, profits, or commissions

Leads, referrals, or sales

Specific outcomes from events, sponsorships, or programs

All results depend on individual effort, market conditions, and external factors beyond our control.

Nothing on our platform constitutes financial, legal, tax, or investment advice.


5. Events & Networking Disclaimer

Attendance at events does not guarantee:

Business deals

Partnerships

Referrals

Sponsorship exposure outcomes

All networking outcomes are voluntary and participant-driven.


6. Sponsorships

Sponsorships are provided on a time-based promotional basis, typically 30 days per session unless otherwise stated in writing.

Sponsorship fees are non-refundable once promotional activities begin.

Create Wealth Network does not guarantee impressions, leads, or conversions.


7. Referral & Commission Program

Independent Contractor Relationship

All referral partners and commission earners are independent contractors, not employees, agents, joint venture partners, or representatives of Create Wealth Network.

You have no authority to bind Create Wealth Network or act on its behalf.

Commission Structure

Commissions are earned only on approved, paid sponsorships or programs

Commission percentages and structures may change at any time

Payments are made only after funds are received and cleared

Taxes & Reporting

You are solely responsible for:

Reporting income

Paying all applicable federal, provincial, and local taxes

Registering for HST/GST if required

Create Wealth Network does not provide tax advice.


8. Prohibited Conduct

You agree not to:

Misrepresent Create Wealth Network or its offerings

Make false income or performance claims

Spam or engage in deceptive marketing

Violate Canadian Anti-Spam Legislation (CASL)

Infringe on intellectual property

Harass, defame, or mislead others

Violation may result in immediate termination without compensation.


9. Intellectual Property

All content, branding, materials, videos, programs, and trademarks are the exclusive property of Create Wealth Network Inc.

You may not copy, distribute, resell, or modify any content without written permission.


10. Payments & Refunds

All sales are final unless explicitly stated otherwise in writing.

Refunds, if offered, are subject to the specific terms of the program, event, or service purchased.


11. Limitation of Liability

To the maximum extent permitted by law, Create Wealth Network Inc. shall not be liable for any indirect, incidental, consequential, or special damages arising from your use of our services.

Our total liability, if any, shall not exceed the amount paid to us in the 30 days preceding the claim.


12. Indemnification

You agree to indemnify and hold harmless Create Wealth Network Inc., its directors, officers, contractors, and affiliates from any claims, losses, damages, or expenses arising from your actions, use of services, or violation of these Terms.


13. Termination

We may suspend or terminate access to our services at any time if you violate these Terms or act in a manner harmful to the platform or community.


14. Privacy

Your use of our services is subject to our Privacy Policy, which outlines how we collect, use, and protect personal information in compliance with PIPEDA (Canada).


15. Governing Law

These Terms are governed by the laws of the Province of Ontario and the laws of Canada applicable therein.

Any disputes shall be resolved exclusively in the courts of Ontario, Canada.


16. Changes to Terms

We may update these Terms at any time. Continued use of our services constitutes acceptance of the updated Terms.


17. Contact Information

Create Wealth Network Inc.
Email: [email protected]
Website: www.createwealthnetwork.com